FIRST SECURITY STATE BANK

EVANSDALE, IA | Micro | Est. April 23, 1962, midnight | FDIC #18508 | RSSD #681043 | FDIC
Latest Report: 2025-12-31

FIRST SECURITY STATE BANK is amn micro FDIC-insured commercial bank headquartered in EVANSDALE, IA, established in April 23, 1962, midnight. As of 2025-12-31, the bank reported total assets of $88M and total deposits of $75M. Profitability stands at 0.76% ROA and 5.47% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 13.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.30% and a Texas Ratio of 11.07%. FDIC Certificate #18508.

Assets

$88M

Deposits

$75M

Loans

$61M

Equity

$12M

Profitability

Return on Assets (ROA) 0.76%
Return on Equity (ROE) 5.47%
Net Interest Margin (NIM) 4.07%
Yield on Assets 5.85%
Cost of Funds 3.37%

Asset Quality

NPL Ratio 2.30%
Net Charge-Off Ratio 0.31%
Texas Ratio 11.07%
NPA Ratio 1.59%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 13.62%
Tier 1 Capital 13.62%
Total Capital Ratio 14.30%
Leverage Ratio 14.31%
Loan-to-Deposit 80.80%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required