BanksFIRST SECURITY STATE BANK

FIRST SECURITY STATE BANK

EVANSDALE, IAMicroEst. April 23, 1962, midnightFDIC #18508RSSD #681043FDIC
Latest · 2025-12-31

FIRST SECURITY STATE BANK is an FDIC-insured commercial bank headquartered in EVANSDALE, IA, established in April 23, 1962, midnight. As of 2025-12-31, the bank reported total assets of $88M and total deposits of $75M. Profitability stands at 0.76% ROA and 5.47% ROE, with a net interest margin of 4.07%. CET1 capital ratio: 13.62%, well above regulatory minimums. NPL ratio: 2.30% · Texas Ratio: 11.07%. Operates 2 domestic branches.

Assets
$88M
Deposits
$75M
Loans
$61M
Equity
$12M

Profitability

Return on Assets (ROA)0.76%
Return on Equity (ROE)5.47%
Net Interest Margin4.07%
Yield on Assets5.85%
Cost of Funds1.92%

Asset Quality

NPL Ratio2.30%
Net Charge-Off Ratio0.31%
Texas Ratio11.07%
NPA Ratio1.59%
ACL / Loans1.08%

Capital & Liquidity

CET1 Ratio13.62%
Tier 1 Capital13.62%
Total Capital Ratio14.30%
Leverage Ratio14.31%
Loan-to-Deposit80.80%

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