FROST BANK is an FDIC-insured commercial bank headquartered in SAN ANTONIO, TX, established in Feb. 20, 1899, midnight. As of 2025-12-31, the bank reported total assets of $53.1B and total deposits of $43.3B. Profitability stands at 1.28% ROA and 15.12% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 14.33%, well above regulatory minimums. NPL ratio: 0.32% · Texas Ratio: 1.49%. Operates 213 domestic branches.
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