FAIRFAX STATE SAVINGS BANK

FAIRFAX, IA | Small | Est. Oct. 20, 1924, midnight | FDIC #8083 | RSSD #682648 | FDIC
Latest Report: 2025-12-31

FAIRFAX STATE SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in FAIRFAX, IA, established in Oct. 20, 1924, midnight. As of 2025-12-31, the bank reported total assets of $277M and total deposits of $234M. Profitability stands at 0.68% ROA and 10.23% ROE, with a net interest margin of 2.70%. The bank's CET1 capital ratio is 6.81%. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 11.38%. FDIC Certificate #8083.

Assets

$277M

Deposits

$234M

Loans

$158M

Equity

$19M

Profitability

Return on Assets (ROA) 0.68%
Return on Equity (ROE) 10.23%
Net Interest Margin (NIM) 2.70%
Yield on Assets 5.44%
Cost of Funds 2.71%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.17%
Texas Ratio 11.38%
NPA Ratio 0.85%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 6.81%
Tier 1 Capital 6.81%
Total Capital Ratio 7.15%
Leverage Ratio 9.57%
Loan-to-Deposit 67.49%

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