MAQUOKETA STATE BANK

MAQUOKETA, IA | Small | Est. Sept. 2, 1958, midnight | FDIC #17903 | RSSD #683449 | FED
Latest Report: 2025-12-31

MAQUOKETA STATE BANK is asn small FDIC-insured commercial bank headquartered in MAQUOKETA, IA, established in Sept. 2, 1958, midnight. As of 2025-12-31, the bank reported total assets of $434M and total deposits of $333M. Profitability stands at 1.39% ROA and 9.27% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 15.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 2.29%. FDIC Certificate #17903.

Assets

$434M

Deposits

$333M

Loans

$219M

Equity

$66M

Profitability

Return on Assets (ROA) 1.39%
Return on Equity (ROE) 9.27%
Net Interest Margin (NIM) 3.24%
Yield on Assets 5.16%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.15%
Texas Ratio 2.29%
NPA Ratio 0.36%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 15.22%
Tier 1 Capital 15.22%
Total Capital Ratio 15.98%
Leverage Ratio 16.42%
Loan-to-Deposit 65.83%

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