BOM BANK

NATCHITOCHES, LA | Large | Est. Oct. 5, 1903, midnight | FDIC #1373 | RSSD #684455 | FDIC
Latest Report: 2025-12-31

BOM BANK is aln large FDIC-insured commercial bank headquartered in NATCHITOCHES, LA, established in Oct. 5, 1903, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 0.32% ROA and 2.91% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 10.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.61% and a Texas Ratio of 7.22%. FDIC Certificate #1373.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.1B

Equity

$159M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 2.91%
Net Interest Margin (NIM) 4.23%
Yield on Assets 6.56%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 0.61%
Net Charge-Off Ratio 0.36%
Texas Ratio 7.22%
NPA Ratio 0.80%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 10.19%
Tier 1 Capital 10.19%
Total Capital Ratio 10.70%
Leverage Ratio 10.80%
Loan-to-Deposit 85.05%

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