OPPORTUNITY BANK OF MONTANA

HELENA, MT | Large | Est. Jan. 1, 1922, midnight | FDIC #30182 | RSSD #685676 | FED
Latest Report: 2025-12-31

OPPORTUNITY BANK OF MONTANA is aln large FDIC-insured commercial bank headquartered in HELENA, MT, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 1.02% ROA and 8.88% ROE, with a net interest margin of 4.15%. The bank's CET1 capital ratio is 13.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.83%. FDIC Certificate #30182.

Assets

$2.1B

Deposits

$1.8B

Loans

$1.5B

Equity

$245M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 8.88%
Net Interest Margin (NIM) 4.15%
Yield on Assets 5.67%
Cost of Funds 2.57%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.83%
NPA Ratio 0.10%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 13.15%
Tier 1 Capital 13.15%
Total Capital Ratio 14.28%
Leverage Ratio 10.62%
Loan-to-Deposit 84.46%

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