GRAND BANK FOR SAVINGS, F.S.B.

HATTIESBURG, MS | Small | Est. Jan. 1, 1968, midnight | FDIC #31864 | RSSD #68671 | OCC
Latest Report: 2025-12-31

GRAND BANK FOR SAVINGS, F.S.B. is asn small FDIC-insured commercial bank headquartered in HATTIESBURG, MS, established in Jan. 1, 1968, midnight. As of 2025-12-31, the bank reported total assets of $277M and total deposits of $245M. Profitability stands at 0.40% ROA and 3.71% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 10.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 4.30%. FDIC Certificate #31864. The institution operates 1 domestic branch.

Assets

$277M

Deposits

$245M

Loans

$190M

Equity

$30M

Profitability

Return on Assets (ROA) 0.40%
Return on Equity (ROE) 3.71%
Net Interest Margin (NIM) 4.18%
Yield on Assets 7.81%
Cost of Funds 3.78%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio -0.01%
Texas Ratio 4.30%
NPA Ratio 0.48%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 10.76%
Tier 1 Capital 10.76%
Total Capital Ratio 11.30%
Leverage Ratio 10.73%
Loan-to-Deposit 77.84%

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