BANK OF OAK RIDGE

OAK RIDGE, LA | Small | Est. Oct. 1, 1910, midnight | FDIC #21529 | RSSD #687054 | FDIC
Latest Report: 2025-12-31

BANK OF OAK RIDGE is asn small FDIC-insured commercial bank headquartered in OAK RIDGE, LA, established in Oct. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $114M. Profitability stands at 1.13% ROA and 9.56% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 14.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #21529.

Assets

$135M

Deposits

$114M

Loans

$109M

Equity

$15M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 9.56%
Net Interest Margin (NIM) 4.53%
Yield on Assets 6.87%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 14.09%
Tier 1 Capital 14.09%
Total Capital Ratio 15.10%
Leverage Ratio 12.01%
Loan-to-Deposit 95.75%

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