FIRST WESTERN BANK AND TRUST

MINOT, ND | Large | Est. May 11, 1964, midnight | FDIC #19123 | RSSD #687951 | FED
Latest Report: 2025-12-31

FIRST WESTERN BANK AND TRUST is aln large FDIC-insured commercial bank headquartered in MINOT, ND, established in May 11, 1964, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $1.9B. Profitability stands at 1.07% ROA and 9.92% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 7.44%. Asset quality metrics show a non-performing loan ratio of 0.80% and a Texas Ratio of 10.90%. FDIC Certificate #19123.

Assets

$2.3B

Deposits

$1.9B

Loans

$1.8B

Equity

$250M

Profitability

Return on Assets (ROA) 1.07%
Return on Equity (ROE) 9.92%
Net Interest Margin (NIM) 3.80%
Yield on Assets 6.27%
Cost of Funds 3.00%

Asset Quality

NPL Ratio 0.80%
Net Charge-Off Ratio 0.22%
Texas Ratio 10.90%
NPA Ratio 1.27%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 7.44%
Tier 1 Capital 7.44%
Total Capital Ratio 7.81%
Leverage Ratio 9.54%
Loan-to-Deposit 95.58%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required