BanksCITIZENS STATE BANK AT MOHALL, THE

CITIZENS STATE BANK AT MOHALL, THE

MOHALL, NDMicroEst. June 1, 1915, midnightFDIC #8632RSSD #688453FDIC
Latest · 2025-12-31

CITIZENS STATE BANK AT MOHALL, THE is an FDIC-insured commercial bank headquartered in MOHALL, ND, established in June 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $79M and total deposits of $66M. Profitability stands at 0.85% ROA and 7.44% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 13.84%, well above regulatory minimums. NPL ratio: 0.66% · Texas Ratio: 4.12%. Operates 3 domestic branches.

Assets
$79M
Deposits
$66M
Loans
$59M
Equity
$9M

Profitability

Return on Assets (ROA)0.85%
Return on Equity (ROE)7.44%
Net Interest Margin3.93%
Yield on Assets5.70%
Cost of Funds1.96%

Asset Quality

NPL Ratio0.66%
Net Charge-Off Ratio-0.03%
Texas Ratio4.12%
NPA Ratio0.49%
ACL / Loans0.75%

Capital & Liquidity

CET1 Ratio13.84%
Tier 1 Capital13.84%
Total Capital Ratio14.49%
Leverage Ratio11.75%
Loan-to-Deposit89.66%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required