BANK OF NEW MADRID

NEW MADRID, MO | Small | Est. Jan. 1, 1933, midnight | FDIC #14701 | RSSD #688556 | FDIC
Latest Report: 2025-12-31

BANK OF NEW MADRID is asn small FDIC-insured commercial bank headquartered in NEW MADRID, MO, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $102M. Profitability stands at 1.71% ROA and 12.50% ROE, with a net interest margin of 4.30%. The bank's CET1 capital ratio is 13.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #14701.

Assets

$118M

Deposits

$102M

Loans

$64M

Equity

$16M

Profitability

Return on Assets (ROA) 1.71%
Return on Equity (ROE) 12.50%
Net Interest Margin (NIM) 4.30%
Yield on Assets 5.58%
Cost of Funds 1.37%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 13.92%
Tier 1 Capital 13.92%
Total Capital Ratio 14.62%
Leverage Ratio 14.20%
Loan-to-Deposit 62.94%

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