COUNTRY BANK FOR SAVINGS

WARE, MA | Large | Est. July 1, 1850, midnight | FDIC #23992 | RSSD #689209 | FDIC
Latest Report: 2025-12-31

COUNTRY BANK FOR SAVINGS is aln large FDIC-insured commercial bank headquartered in WARE, MA, established in July 1, 1850, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.7B. Profitability stands at 0.68% ROA and 4.82% ROE, with a net interest margin of 3.47%. The bank's CET1 capital ratio is 14.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.19% and a Texas Ratio of 6.25%. FDIC Certificate #23992.

Assets

$2.2B

Deposits

$1.7B

Loans

$1.7B

Equity

$311M

Profitability

Return on Assets (ROA) 0.68%
Return on Equity (ROE) 4.82%
Net Interest Margin (NIM) 3.47%
Yield on Assets 5.46%
Cost of Funds 2.66%

Asset Quality

NPL Ratio 1.19%
Net Charge-Off Ratio 0.00%
Texas Ratio 6.25%
NPA Ratio 0.93%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 14.06%
Tier 1 Capital 14.06%
Total Capital Ratio 14.76%
Leverage Ratio 14.77%
Loan-to-Deposit 103.41%

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