NORTHEAST BANK

MINNEAPOLIS, MN | Medium | Est. Jan. 3, 1948, midnight | FDIC #16659 | RSSD #689357 | FDIC
Latest Report: 2025-12-31

NORTHEAST BANK is amn medium FDIC-insured commercial bank headquartered in MINNEAPOLIS, MN, established in Jan. 3, 1948, midnight. As of 2025-12-31, the bank reported total assets of $829M and total deposits of $716M. Profitability stands at 0.69% ROA and 8.44% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 11.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.31%. FDIC Certificate #16659.

Assets

$829M

Deposits

$716M

Loans

$610M

Equity

$69M

Profitability

Return on Assets (ROA) 0.69%
Return on Equity (ROE) 8.44%
Net Interest Margin (NIM) 4.24%
Yield on Assets 5.59%
Cost of Funds 1.37%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.43%
Texas Ratio 2.31%
NPA Ratio 0.21%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 11.90%
Tier 1 Capital 11.90%
Total Capital Ratio 12.71%
Leverage Ratio 10.03%
Loan-to-Deposit 85.15%

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