MERCHANTS & PLANTERS BANK, THE

CLARENDON, AR | Micro | Est. Jan. 1, 1890, midnight | FDIC #107 | RSSD #691042 | FDIC
Latest Report: 2025-12-31

MERCHANTS & PLANTERS BANK, THE is amn micro FDIC-insured commercial bank headquartered in CLARENDON, AR, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $51M. Profitability stands at 0.62% ROA and 8.48% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 6.99%. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.85%. FDIC Certificate #107.

Assets

$55M

Deposits

$51M

Loans

$18M

Equity

$4M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 8.48%
Net Interest Margin (NIM) 3.51%
Yield on Assets 4.76%
Cost of Funds 1.55%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.05%
Texas Ratio 1.85%
NPA Ratio 0.13%
ACL / Loans 0.76%

Capital & Liquidity

CET1 Ratio 6.99%
Tier 1 Capital 6.99%
Total Capital Ratio 7.34%
Leverage Ratio 10.67%
Loan-to-Deposit 34.57%

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