ANNA STATE BANK

ANNA, IL | Small | Est. Sept. 18, 1930, midnight | FDIC #11682 | RSSD #691743 | FDIC
Latest Report: 2025-12-31

ANNA STATE BANK is asn small FDIC-insured commercial bank headquartered in ANNA, IL, established in Sept. 18, 1930, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $98M. Profitability stands at 0.73% ROA and 5.78% ROE, with a net interest margin of 2.72%. The bank's CET1 capital ratio is 12.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.49%. FDIC Certificate #11682.

Assets

$112M

Deposits

$98M

Loans

$44M

Equity

$14M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 5.78%
Net Interest Margin (NIM) 2.72%
Yield on Assets 4.26%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.49%
NPA Ratio 0.06%
ACL / Loans 0.78%

Capital & Liquidity

CET1 Ratio 12.33%
Tier 1 Capital 12.33%
Total Capital Ratio 12.95%
Leverage Ratio 12.52%
Loan-to-Deposit 45.33%

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