BanksANNA STATE BANK

ANNA STATE BANK

ANNA, ILSmallEst. Sept. 18, 1930, midnightFDIC #11682RSSD #691743FDIC
Latest · 2025-12-31

ANNA STATE BANK is an FDIC-insured commercial bank headquartered in ANNA, IL, established in Sept. 18, 1930, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $98M. Profitability stands at 0.73% ROA and 5.78% ROE, with a net interest margin of 2.72%. CET1 capital ratio: 12.33%, well above regulatory minimums. NPL ratio: 0.16% · Texas Ratio: 0.49%. Operates 1 domestic branch.

Assets
$112M
Deposits
$98M
Loans
$44M
Equity
$14M

Profitability

Return on Assets (ROA)0.73%
Return on Equity (ROE)5.78%
Net Interest Margin2.72%
Yield on Assets4.26%
Cost of Funds1.63%

Asset Quality

NPL Ratio0.16%
Net Charge-Off Ratio0.01%
Texas Ratio0.49%
NPA Ratio0.06%
ACL / Loans0.78%

Capital & Liquidity

CET1 Ratio12.33%
Tier 1 Capital12.33%
Total Capital Ratio12.95%
Leverage Ratio12.52%
Loan-to-Deposit45.33%

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