MIDWEST REGIONAL BANK

CLAYTON, MO | Large | Est. June 13, 1894, midnight | FDIC #8889 | RSSD #691958 | FDIC
Latest Report: 2025-12-31

MIDWEST REGIONAL BANK is aln large FDIC-insured commercial bank headquartered in CLAYTON, MO, established in June 13, 1894, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $909M. Profitability stands at -0.03% ROA and -0.29% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 11.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.62% and a Texas Ratio of 37.38%. FDIC Certificate #8889.

Assets

$1.0B

Deposits

$909M

Loans

$855M

Equity

$112M

Profitability

Return on Assets (ROA) -0.03%
Return on Equity (ROE) -0.29%
Net Interest Margin (NIM) 3.68%
Yield on Assets 7.18%
Cost of Funds 3.63%

Asset Quality

NPL Ratio 5.62%
Net Charge-Off Ratio 0.37%
Texas Ratio 37.38%
NPA Ratio 4.58%
ACL / Loans 1.98%

Capital & Liquidity

CET1 Ratio 11.58%
Tier 1 Capital 11.58%
Total Capital Ratio 12.84%
Leverage Ratio 10.09%
Loan-to-Deposit 94.04%

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