FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG

CENTERBURG, OH | Micro | Est. June 1, 1934, midnight | FDIC #29005 | RSSD #693073 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG is amn micro FDIC-insured commercial bank headquartered in CENTERBURG, OH, established in June 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $22M and total deposits of $17M. Profitability stands at -1.05% ROA and -4.76% ROE, with a net interest margin of 2.31%. The bank's CET1 capital ratio is 22.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29005.

Assets

$22M

Deposits

$17M

Loans

$14M

Equity

$5M

Profitability

Return on Assets (ROA) -1.05%
Return on Equity (ROE) -4.76%
Net Interest Margin (NIM) 2.31%
Yield on Assets 4.17%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 22.38%
Tier 1 Capital 22.38%
Total Capital Ratio 23.50%
Leverage Ratio 22.31%
Loan-to-Deposit 84.31%

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