BanksFIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG

CENTERBURG, OHMicroEst. June 1, 1934, midnightFDIC #29005RSSD #693073OCC
Latest · 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG is an FDIC-insured commercial bank headquartered in CENTERBURG, OH, established in June 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $22M and total deposits of $17M. Profitability stands at -1.05% ROA and -4.76% ROE, with a net interest margin of 2.31%. CET1 capital ratio: 22.38%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$22M
Deposits
$17M
Loans
$14M
Equity
$5M

Profitability

Return on Assets (ROA)-1.05%
Return on Equity (ROE)-4.76%
Net Interest Margin2.31%
Yield on Assets4.17%
Cost of Funds2.29%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio22.38%
Tier 1 Capital22.38%
Total Capital Ratio23.50%
Leverage Ratio22.31%
Loan-to-Deposit84.31%

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