ATLANTIC UNION BANK

RICHMOND, VA | Regional | Est. Nov. 4, 1997, midnight | FDIC #34589 | RSSD #693224 | FED
Latest Report: 2025-12-31

ATLANTIC UNION BANK is arn regional FDIC-insured commercial bank headquartered in RICHMOND, VA, established in Nov. 4, 1997, midnight. As of 2025-12-31, the bank reported total assets of $37.5B and total deposits of $30.5B. Profitability stands at 1.31% ROA and 8.60% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 13.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 1.98%. FDIC Certificate #34589.

Assets

$37.5B

Deposits

$30.5B

Loans

$27.8B

Equity

$5.7B

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 8.60%
Net Interest Margin (NIM) 4.00%
Yield on Assets 5.86%
Cost of Funds 2.16%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.15%
Texas Ratio 1.98%
NPA Ratio 0.32%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 13.02%
Tier 1 Capital 13.02%
Total Capital Ratio 13.98%
Leverage Ratio 11.13%
Loan-to-Deposit 91.21%

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