BanksATLANTIC UNION BANK

ATLANTIC UNION BANK

RICHMOND, VARegionalEst. Nov. 4, 1997, midnightFDIC #34589RSSD #693224FED
Latest · 2025-12-31

ATLANTIC UNION BANK is an FDIC-insured commercial bank headquartered in RICHMOND, VA, established in Nov. 4, 1997, midnight. As of 2025-12-31, the bank reported total assets of $37.5B and total deposits of $30.5B. Profitability stands at 1.31% ROA and 8.60% ROE, with a net interest margin of 4.00%. CET1 capital ratio: 13.02%, well above regulatory minimums. NPL ratio: 0.41% · Texas Ratio: 1.98%. Operates 184 domestic branches.

Assets
$37.5B
Deposits
$30.5B
Loans
$27.8B
Equity
$5.7B

Profitability

Return on Assets (ROA)1.31%
Return on Equity (ROE)8.60%
Net Interest Margin4.00%
Yield on Assets5.86%
Cost of Funds2.05%

Asset Quality

NPL Ratio0.41%
Net Charge-Off Ratio0.15%
Texas Ratio1.98%
NPA Ratio0.32%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio13.02%
Tier 1 Capital13.02%
Total Capital Ratio13.98%
Leverage Ratio11.13%
Loan-to-Deposit91.21%

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