FIRST FINANCIAL BANK, NATIONAL ASSOCIATION

TERRE HAUTE, IN | Large | Est. Aug. 3, 1863, midnight | FDIC #4382 | RSSD #693345 | OCC
Latest Report: 2025-12-31

FIRST FINANCIAL BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in TERRE HAUTE, IN, established in Aug. 3, 1863, midnight. As of 2025-12-31, the bank reported total assets of $5.7B and total deposits of $4.6B. Profitability stands at 1.56% ROA and 14.23% ROE, with a net interest margin of 4.60%. The bank's CET1 capital ratio is 13.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 2.00%. FDIC Certificate #4382.

Assets

$5.7B

Deposits

$4.6B

Loans

$4.1B

Equity

$641M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 14.23%
Net Interest Margin (NIM) 4.60%
Yield on Assets 6.19%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.17%
Texas Ratio 2.00%
NPA Ratio 0.24%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 13.11%
Tier 1 Capital 13.11%
Total Capital Ratio 14.14%
Leverage Ratio 10.82%
Loan-to-Deposit 88.71%

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