BanksFIRST FINANCIAL BANK, NATIONAL ASSOCIATION

FIRST FINANCIAL BANK, NATIONAL ASSOCIATION

TERRE HAUTE, INLargeEst. Aug. 3, 1863, midnightFDIC #4382RSSD #693345OCC
Latest · 2025-12-31

FIRST FINANCIAL BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in TERRE HAUTE, IN, established in Aug. 3, 1863, midnight. As of 2025-12-31, the bank reported total assets of $5.7B and total deposits of $4.6B. Profitability stands at 1.56% ROA and 14.23% ROE, with a net interest margin of 4.60%. CET1 capital ratio: 13.11%, well above regulatory minimums. NPL ratio: 0.34% · Texas Ratio: 2.00%. Operates 83 domestic branches.

Assets
$5.7B
Deposits
$4.6B
Loans
$4.1B
Equity
$641M

Profitability

Return on Assets (ROA)1.56%
Return on Equity (ROE)14.23%
Net Interest Margin4.60%
Yield on Assets6.19%
Cost of Funds1.75%

Asset Quality

NPL Ratio0.34%
Net Charge-Off Ratio0.17%
Texas Ratio2.00%
NPA Ratio0.24%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio13.11%
Tier 1 Capital13.11%
Total Capital Ratio14.14%
Leverage Ratio10.82%
Loan-to-Deposit88.71%

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