MAXWELL STATE BANK

MAXWELL, IA | Micro | Est. Feb. 1, 1943, midnight | FDIC #15930 | RSSD #694146 | FDIC
Latest Report: 2025-12-31

MAXWELL STATE BANK is amn micro FDIC-insured commercial bank headquartered in MAXWELL, IA, established in Feb. 1, 1943, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $24M. Profitability stands at -2.48% ROA and -18.45% ROE, with a net interest margin of 3.03%. The bank's CET1 capital ratio is 20.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15930.

Assets

$28M

Deposits

$24M

Loans

$9M

Equity

$4M

Profitability

Return on Assets (ROA) -2.48%
Return on Equity (ROE) -18.45%
Net Interest Margin (NIM) 3.03%
Yield on Assets 4.59%
Cost of Funds 2.02%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.48%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 20.17%
Tier 1 Capital 20.17%
Total Capital Ratio 20.59%
Leverage Ratio 13.87%
Loan-to-Deposit 37.61%

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