BanksFARMERS STATE BANK

FARMERS STATE BANK

WINTHROP, WAMicroEst. Jan. 1, 1916, midnightFDIC #6156RSSD #694771FDIC
Latest · 2025-12-31

FARMERS STATE BANK is an FDIC-insured commercial bank headquartered in WINTHROP, WA, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $50M and total deposits of $44M. Profitability stands at 0.67% ROA and 6.08% ROE, with a net interest margin of 3.33%. CET1 capital ratio: 11.25%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$50M
Deposits
$44M
Loans
$4M
Equity
$6M

Profitability

Return on Assets (ROA)0.67%
Return on Equity (ROE)6.08%
Net Interest Margin3.33%
Yield on Assets3.75%
Cost of Funds0.44%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans5.92%

Capital & Liquidity

CET1 Ratio11.25%
Tier 1 Capital11.25%
Total Capital Ratio11.81%
Leverage Ratio11.15%
Loan-to-Deposit8.56%

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