CENTURY BANK AND TRUST is asn small FDIC-insured commercial bank headquartered in COLDWATER, MI, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $477M and total deposits of $404M. Profitability stands at 1.83% ROA and 13.56% ROE, with a net interest margin of 4.64%. The bank's CET1 capital ratio is 22.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.85% and a Texas Ratio of 4.00%. FDIC Certificate #5015.
Assets
$477M
Deposits
$404M
Loans
$254M
Equity
$66M
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