BanksFLAGSTAR BANK, NATIONAL ASSOCIATION

FLAGSTAR BANK, NATIONAL ASSOCIATION

HICKSVILLE, NYRegionalEst. May 20, 1987, midnightFDIC #32541RSSD #694904OCC
Latest · 2025-12-31

FLAGSTAR BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in HICKSVILLE, NY, established in May 20, 1987, midnight. As of 2025-12-31, the bank reported total assets of $87.5B and total deposits of $66.0B. Profitability stands at 0.13% ROA and 1.41% ROE, with a net interest margin of 2.27%. CET1 capital ratio: 12.83%, well above regulatory minimums. NPL ratio: 5.27% · Texas Ratio: 35.07%. Operates 360 domestic branches.

Assets
$87.5B
Deposits
$66.0B
Loans
$61.0B
Equity
$8.1B

Profitability

Return on Assets (ROA)0.13%
Return on Equity (ROE)1.41%
Net Interest Margin2.27%
Yield on Assets5.14%
Cost of Funds2.96%

Asset Quality

NPL Ratio5.27%
Net Charge-Off Ratio0.58%
Texas Ratio35.07%
NPA Ratio3.68%
ACL / Loans1.69%

Capital & Liquidity

CET1 Ratio12.83%
Tier 1 Capital13.66%
Total Capital Ratio16.23%
Leverage Ratio9.22%
Loan-to-Deposit92.42%

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