EAGLE VALLEY BANK

GRIGGSVILLE, IL | Small | Est. Aug. 3, 1893, midnight | FDIC #10883 | RSSD #695947 | FDIC
Latest Report: 2025-12-31

EAGLE VALLEY BANK is asn small FDIC-insured commercial bank headquartered in GRIGGSVILLE, IL, established in Aug. 3, 1893, midnight. As of 2025-12-31, the bank reported total assets of $219M and total deposits of $193M. Profitability stands at 1.74% ROA and 16.23% ROE, with a net interest margin of 5.46%. The bank's CET1 capital ratio is 10.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.16%. FDIC Certificate #10883.

Assets

$219M

Deposits

$193M

Loans

$170M

Equity

$24M

Profitability

Return on Assets (ROA) 1.74%
Return on Equity (ROE) 16.23%
Net Interest Margin (NIM) 5.46%
Yield on Assets 7.71%
Cost of Funds 2.34%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.07%
Texas Ratio 2.16%
NPA Ratio 0.25%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 10.74%
Tier 1 Capital 10.74%
Total Capital Ratio 11.28%
Leverage Ratio 10.90%
Loan-to-Deposit 87.69%

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