BEDFORD LOAN & DEPOSIT BANK is asn small FDIC-insured commercial bank headquartered in BEDFORD, KY, established in Nov. 2, 1891, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $98M. Profitability stands at 0.71% ROA and 5.40% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 24.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.12% and a Texas Ratio of 5.13%. FDIC Certificate #11355.
Assets
$118M
Deposits
$98M
Loans
$77M
Equity
$16M
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