BALBOA THRIFT AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in CHULA VISTA, CA, established in Dec. 11, 1980, midnight. As of 2025-12-31, the bank reported total assets of $410M and total deposits of $361M. Profitability stands at -0.68% ROA and -6.23% ROE, with a net interest margin of 5.64%. The bank's CET1 capital ratio is 11.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 3.22%. FDIC Certificate #26704.
Assets
$410M
Deposits
$361M
Loans
$375M
Equity
$45M
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