HOME STATE BANK/NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in CRYSTAL LAKE, IL, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $768M and total deposits of $677M. Profitability stands at 1.44% ROA and 13.67% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 18.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.29%. FDIC Certificate #12815.
Assets
$768M
Deposits
$677M
Loans
$498M
Equity
$82M
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