HOME NATIONAL BANK OF THORNTOWN, THE

THORNTOWN, IN | Small | Est. May 31, 1901, midnight | FDIC #14225 | RSSD #696645 | OCC
Latest Report: 2025-12-31

HOME NATIONAL BANK OF THORNTOWN, THE is asn small FDIC-insured commercial bank headquartered in THORNTOWN, IN, established in May 31, 1901, midnight. As of 2025-12-31, the bank reported total assets of $183M and total deposits of $166M. Profitability stands at 1.09% ROA and 11.90% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 9.18%. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 2.66%. FDIC Certificate #14225.

Assets

$183M

Deposits

$166M

Loans

$132M

Equity

$17M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 11.90%
Net Interest Margin (NIM) 4.27%
Yield on Assets 5.90%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.38%
Net Charge-Off Ratio 0.29%
Texas Ratio 2.66%
NPA Ratio 0.27%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 9.18%
Tier 1 Capital 9.18%
Total Capital Ratio 9.64%
Leverage Ratio 9.88%
Loan-to-Deposit 79.67%

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