HOMETOWN SAVINGS BANK, THE

TERRE HAUTE, IN | Small | Est. Dec. 1, 1869, midnight | FDIC #17736 | RSSD #697147 | FDIC
Latest Report: 2025-12-31

HOMETOWN SAVINGS BANK, THE is asn small FDIC-insured commercial bank headquartered in TERRE HAUTE, IN, established in Dec. 1, 1869, midnight. As of 2025-12-31, the bank reported total assets of $458M and total deposits of $396M. Profitability stands at 0.28% ROA and 4.67% ROE, with a net interest margin of 2.86%. The bank's CET1 capital ratio is 12.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 5.54%. FDIC Certificate #17736.

Assets

$458M

Deposits

$396M

Loans

$293M

Equity

$28M

Profitability

Return on Assets (ROA) 0.28%
Return on Equity (ROE) 4.67%
Net Interest Margin (NIM) 2.86%
Yield on Assets 5.11%
Cost of Funds 2.22%

Asset Quality

NPL Ratio 0.59%
Net Charge-Off Ratio 0.03%
Texas Ratio 5.54%
NPA Ratio 0.38%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 12.84%
Tier 1 Capital 12.84%
Total Capital Ratio 13.96%
Leverage Ratio 8.21%
Loan-to-Deposit 74.07%

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