HOMEBANK

PALMYRA, MO | Medium | Est. June 1, 1934, midnight | FDIC #14492 | RSSD #697156 | FDIC
Latest Report: 2025-12-31

HOMEBANK is amn medium FDIC-insured commercial bank headquartered in PALMYRA, MO, established in June 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $712M and total deposits of $601M. Profitability stands at 1.54% ROA and 16.46% ROE, with a net interest margin of 4.77%. The bank's CET1 capital ratio is 9.00%. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 4.93%. FDIC Certificate #14492.

Assets

$712M

Deposits

$601M

Loans

$585M

Equity

$65M

Profitability

Return on Assets (ROA) 1.54%
Return on Equity (ROE) 16.46%
Net Interest Margin (NIM) 4.77%
Yield on Assets 6.79%
Cost of Funds 2.08%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.93%
NPA Ratio 0.49%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 9.00%
Tier 1 Capital 9.00%
Total Capital Ratio 9.45%
Leverage Ratio 9.64%
Loan-to-Deposit 97.35%

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