CITY NATIONAL BANK

CORSICANA, TX | Micro | Est. Feb. 28, 1983, midnight | FDIC #24367 | RSSD #697950 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK is amn micro FDIC-insured commercial bank headquartered in CORSICANA, TX, established in Feb. 28, 1983, midnight. As of 2025-12-31, the bank reported total assets of $66M and total deposits of $56M. Profitability stands at 7.26% ROA and 58.66% ROE, with a net interest margin of 4.21%. The bank's CET1 capital ratio is 23.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #24367.

Assets

$66M

Deposits

$56M

Loans

$42M

Equity

$9M

Profitability

Return on Assets (ROA) 7.26%
Return on Equity (ROE) 58.66%
Net Interest Margin (NIM) 4.21%
Yield on Assets 5.55%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 23.89%
Tier 1 Capital 23.89%
Total Capital Ratio 25.14%
Leverage Ratio 13.85%
Loan-to-Deposit 75.18%

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