FIRST STATE BANK OF CAMPBELL HILL

CAMPBELL HILL, IL | Small | Est. Jan. 1, 1921, midnight | FDIC #10799 | RSSD #698546 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF CAMPBELL HILL is asn small FDIC-insured commercial bank headquartered in CAMPBELL HILL, IL, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $160M and total deposits of $138M. Profitability stands at 1.44% ROA and 11.24% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 21.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 1.46%. FDIC Certificate #10799.

Assets

$160M

Deposits

$138M

Loans

$105M

Equity

$20M

Profitability

Return on Assets (ROA) 1.44%
Return on Equity (ROE) 11.24%
Net Interest Margin (NIM) 4.35%
Yield on Assets 5.62%
Cost of Funds 1.36%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.46%
NPA Ratio 0.19%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 21.37%
Tier 1 Capital 21.37%
Total Capital Ratio 22.39%
Leverage Ratio 13.22%
Loan-to-Deposit 76.28%

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