BLUESTONE BANK

RAYNHAM, MA | Large | Est. March 19, 1872, midnight | FDIC #90169 | RSSD #699105 | FED
Latest Report: 2025-12-31

BLUESTONE BANK is aln large FDIC-insured commercial bank headquartered in RAYNHAM, MA, established in March 19, 1872, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 0.58% ROA and 7.20% ROE, with a net interest margin of 2.72%. The bank's CET1 capital ratio is 8.05%. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.88%. FDIC Certificate #90169.

Assets

$1.6B

Deposits

$1.3B

Loans

$1.2B

Equity

$129M

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 7.20%
Net Interest Margin (NIM) 2.72%
Yield on Assets 5.20%
Cost of Funds 2.82%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.88%
NPA Ratio 0.08%
ACL / Loans 0.63%

Capital & Liquidity

CET1 Ratio 8.05%
Tier 1 Capital 8.05%
Total Capital Ratio 8.46%
Leverage Ratio 9.60%
Loan-to-Deposit 96.41%

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