CITIZENS BANK OF EDINA, THE

EDINA, MO | Small | Est. Sept. 10, 1914, midnight | FDIC #12457 | RSSD #699253 | FDIC
Latest Report: 2025-12-31

CITIZENS BANK OF EDINA, THE is asn small FDIC-insured commercial bank headquartered in EDINA, MO, established in Sept. 10, 1914, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $90M. Profitability stands at 2.68% ROA and 19.04% ROE, with a net interest margin of 5.27%. The bank's CET1 capital ratio is 13.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #12457. The institution operates 1 domestic branch.

Assets

$105M

Deposits

$90M

Loans

$72M

Equity

$15M

Profitability

Return on Assets (ROA) 2.68%
Return on Equity (ROE) 19.04%
Net Interest Margin (NIM) 5.27%
Yield on Assets 6.50%
Cost of Funds 1.33%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 13.87%
Tier 1 Capital 13.87%
Total Capital Ratio 14.57%
Leverage Ratio 14.50%
Loan-to-Deposit 80.27%

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