MONTEZUMA STATE BANK is amn micro FDIC-insured commercial bank headquartered in MONTEZUMA, IA, established in Jan. 10, 1891, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $45M. Profitability stands at 2.02% ROA and 13.84% ROE, with a net interest margin of 4.47%. The bank's CET1 capital ratio is 13.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.39% and a Texas Ratio of 15.30%. FDIC Certificate #1860.
Assets
$53M
Deposits
$45M
Loans
$24M
Equity
$8M
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