COMMERCIAL BANK, THE

COMMERCIAL BANK, THE is asn small FDIC-insured commercial bank headquartered in DE KALB, MS, established in Dec. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $278M and total deposits of $252M. Profitability stands at 0.96% ROA and 15.53% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 6.27%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 1.18%. FDIC Certificate #9356.