MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in RUGBY, ND, established in Aug. 4, 1897, midnight. As of 2025-12-31, the bank reported total assets of $269M and total deposits of $239M. Profitability stands at 1.12% ROA and 11.47% ROE, with a net interest margin of 4.52%. The bank's CET1 capital ratio is 12.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.12% and a Texas Ratio of 7.87%. FDIC Certificate #8943.
Assets
$269M
Deposits
$239M
Loans
$194M
Equity
$25M
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