CENTRAL PACIFIC BANK

HONOLULU, HI | Large | Est. Feb. 15, 1954, midnight | FDIC #17308 | RSSD #701062 | FED
Latest Report: 2025-12-31

CENTRAL PACIFIC BANK is aln large FDIC-insured commercial bank headquartered in HONOLULU, HI, established in Feb. 15, 1954, midnight. As of 2025-12-31, the bank reported total assets of $7.4B and total deposits of $6.6B. Profitability stands at 1.35% ROA and 15.29% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 13.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 2.07%. FDIC Certificate #17308.

Assets

$7.4B

Deposits

$6.6B

Loans

$5.3B

Equity

$634M

Profitability

Return on Assets (ROA) 1.35%
Return on Equity (ROE) 15.29%
Net Interest Margin (NIM) 3.71%
Yield on Assets 4.63%
Cost of Funds 1.32%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.23%
Texas Ratio 2.07%
NPA Ratio 0.19%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 13.48%
Tier 1 Capital 13.48%
Total Capital Ratio 14.70%
Leverage Ratio 9.69%
Loan-to-Deposit 79.97%

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