BanksCENTRAL PACIFIC BANK

CENTRAL PACIFIC BANK

HONOLULU, HILargeEst. Feb. 15, 1954, midnightFDIC #17308RSSD #701062FED
Latest · 2025-12-31

CENTRAL PACIFIC BANK is an FDIC-insured commercial bank headquartered in HONOLULU, HI, established in Feb. 15, 1954, midnight. As of 2025-12-31, the bank reported total assets of $7.4B and total deposits of $6.6B. Profitability stands at 1.35% ROA and 15.29% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 13.48%, well above regulatory minimums. NPL ratio: 0.27% · Texas Ratio: 2.07%. Operates 27 domestic branches.

Assets
$7.4B
Deposits
$6.6B
Loans
$5.3B
Equity
$634M

Profitability

Return on Assets (ROA)1.35%
Return on Equity (ROE)15.29%
Net Interest Margin3.71%
Yield on Assets4.63%
Cost of Funds0.95%

Asset Quality

NPL Ratio0.27%
Net Charge-Off Ratio0.23%
Texas Ratio2.07%
NPA Ratio0.19%
ACL / Loans1.13%

Capital & Liquidity

CET1 Ratio13.48%
Tier 1 Capital13.48%
Total Capital Ratio14.70%
Leverage Ratio9.69%
Loan-to-Deposit79.97%

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