MERCHANTS NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in HILLSBORO, OH, established in Dec. 25, 1879, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.06% ROA and 11.62% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 11.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 3.56%. FDIC Certificate #6605.
Assets
$1.3B
Deposits
$1.1B
Loans
$973M
Equity
$120M
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