CROWELL STATE BANK

CROWELL, TX | Micro | Est. Dec. 28, 1931, midnight | FDIC #10352 | RSSD #701857 | FED
Latest Report: 2025-12-31

CROWELL STATE BANK is amn micro FDIC-insured commercial bank headquartered in CROWELL, TX, established in Dec. 28, 1931, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $48M. Profitability stands at 1.30% ROA and 11.95% ROE, with a net interest margin of 5.50%. The bank's CET1 capital ratio is 10.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10352.

Assets

$55M

Deposits

$48M

Loans

$28M

Equity

$6M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 11.95%
Net Interest Margin (NIM) 5.50%
Yield on Assets 6.64%
Cost of Funds 2.13%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 10.43%
Tier 1 Capital 10.43%
Total Capital Ratio 10.95%
Leverage Ratio 10.70%
Loan-to-Deposit 58.27%

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