FIRST SOUTHERN NATIONAL BANK

FIRST SOUTHERN NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in LANCASTER, KY, established in April 13, 1865, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 3.73% ROA and 33.14% ROE, with a net interest margin of 4.54%. The bank's CET1 capital ratio is 16.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.74% and a Texas Ratio of 3.69%. FDIC Certificate #2700.