FIRST FARMERS AND COMMERCIAL BANK

FIRST FARMERS AND COMMERCIAL BANK is asn small FDIC-insured commercial bank headquartered in PIKEVILLE, TN, established in Sept. 30, 1913, midnight. As of 2025-12-31, the bank reported total assets of $221M and total deposits of $197M. Profitability stands at 0.74% ROA and 7.68% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 14.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.47%. FDIC Certificate #4960.