PEOPLES BANK CO., THE

PEOPLES BANK CO., THE is amn medium FDIC-insured commercial bank headquartered in COLDWATER, OH, established in Nov. 20, 1905, midnight. As of 2025-12-31, the bank reported total assets of $831M and total deposits of $729M. Profitability stands at 1.86% ROA and 20.18% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 20.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.23%. FDIC Certificate #13220.