BanksCOMMUNITY WEST BANK

COMMUNITY WEST BANK

FRESNO, CALargeEst. Jan. 10, 1980, midnightFDIC #23030RSSD #703767FDIC
Latest · 2025-12-31

COMMUNITY WEST BANK is an FDIC-insured commercial bank headquartered in FRESNO, CA, established in Jan. 10, 1980, midnight. As of 2025-12-31, the bank reported total assets of $3.7B and total deposits of $3.1B. Profitability stands at 1.38% ROA and 10.73% ROE, with a net interest margin of 4.40%. CET1 capital ratio: 13.70%, well above regulatory minimums. NPL ratio: 0.27% · Texas Ratio: 1.38%. Operates 28 domestic branches.

Assets
$3.7B
Deposits
$3.1B
Loans
$2.5B
Equity
$472M

Profitability

Return on Assets (ROA)1.38%
Return on Equity (ROE)10.73%
Net Interest Margin4.40%
Yield on Assets5.71%
Cost of Funds1.41%

Asset Quality

NPL Ratio0.27%
Net Charge-Off Ratio0.00%
Texas Ratio1.38%
NPA Ratio0.19%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio13.70%
Tier 1 Capital13.70%
Total Capital Ratio14.77%
Leverage Ratio11.44%
Loan-to-Deposit82.04%

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